Enjoying happy hour from home can save money, she says.
Poor eating and being overweight can cost a lot. According to researchers at George Washington University, the more a person weighs, the more they pay in medical bills and health insurance. Throughout a year, the university says the cost of being obese is $2,646 for a man and $4,879 for women.
Freeman says paying with plastic is a big part of the over-spending problem.
“Because everyone accepts credit cards and debit cards nowadays, it’s so much easier to get into debt,” she says.
Freeman tells her clients to put away the credit cards and only take cash to the store.
“Once you run out of cash, you can’t spend any more money unless you go get some more cash,” she says.
Finally, procrastination is costing cash too. Gym membership going unused? Didn’t cash in those coupons or rebates? All in all it could run about $600 a year.