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How to Get a $20,000 Personal Loan 08/15/2024 08:00pm • If you need to borrow a sizable amount of money -- such as $20,000 or more -- a personal loan may be your best option. Personal loans allow you to borrow money for just about any purpose and perhaps borrow more than you could with a credit card. Plus, the interest rates are fixed, and often much low Can You Use a Personal Loan to Pay for College? 08/15/2024 08:00pm • You may be able to use a personal loan to pay for all or some college-related expenses, but it's likely not your best option for tuition. Borrowers can typically use personal loans for any purpose, and some lenders may not ask what the funds will be used for. However, some lenders may refuse to prov VP nominee JD Vance to dissolve last vestige of mothballed charity, give its $11K to Appalachia 08/15/2024 06:54pm • COLUMBUS, Ohio (AP) ��� Republican vice presidential nominee U.S. Sen. JD Vance is preparing to dissolve the vestiges of a charitable effort he launched in Ohio after publication of his best-selling memoir ���Hillbilly Elegy,��� the Trump-Vance campaign said. Vance formed two like-named nonprofits H&R Block: Fiscal Q4 Earnings Snapshot 08/15/2024 04:24pm • KANSAS CITY, Mo. (AP) ��� KANSAS CITY, Mo. (AP) ��� H&R Block Inc. (HRB) on Thursday reported fiscal fourth-quarter earnings of $257.8 million. The Kansas City, Missouri-based company said it had net income of $1.81 per share. Earnings, adjusted for one-time gains and costs, were $1.89 per share Biden, Harris greeted by chants of 'Thank you, Joe' at 1st joint event since he exited race 08/15/2024 02:30pm • (WASHINGTON) ��� President Joe Biden and Vice President Kamala Harris held their first joint event since Biden exited the 2024 race and endorsed her to take his place atop the Democratic ticket. The two walked out together to cheers to deliver remarks on stage at Prince George's County Commun 39 candidates are approved for Sri Lanka's presidential election, the highest number ever 08/15/2024 11:35am • COLOMBO, Sri Lanka (AP) ��� Sri Lanka���s elections commission on Thursday accepted applications from a record 39 candidates to run in next month���s presidential election, which will decide the course of the country's financial reforms to survive an unprecedented economic crisis. The commission rec 16 villagers in eastern Congo killed as fighting continues despite a cease-fire 08/15/2024 10:52am • KINSHASA, Congo (AP) ��� Clashes between local rebels and pro-government militias in eastern Congo killed 16 villagers Thursday, a government official said, the latest violation of a cease-fire announced to help millions displaced in the region. The villagers were killed in the Rutshuru territory in Trump���s campaign called it an economic address. He made big promises but mostly veered off topic 08/14/2024 09:02pm • ASHEVILLE, N.C. (AP) ��� Donald Trump made little effort to stay on message Wednesday at a rally in North Carolina that his campaign billed as a big economic address, mixing pledges to slash energy prices and ���unleash economic abundance��� with familiar off-script tangents on Democratic nominee Ka Set Yourself Up for In-State Tuition as a Grad Student 08/14/2024 08:00pm • At public colleges, the cost of a graduate degree depends on a student's residency status. For those who qualify for in-state tuition, the savings can be significant. Navigating the residency process can be confusing, experts say. There are various ways to qualify for resident rates, and policies an How Much Assisted Living Costs and How to Pay 08/14/2024 08:00pm • Aging isn't just hard on your health -- it can be hard on your wallet too. Genworth Financial's 2023 Cost of Care Survey reports that the median cost of assisted living facilities is $5,350 per month. Meanwhile, the American Health Care Association and the National Center for Assisted Living report Will the Presidential Election Impact Your Financial Health? 08/14/2024 08:00pm • Coming into this election season, many Americans are struggling financially due to the elevated inflation and interest rates that have persisted since 2021. A recent survey by investment firm D.A. Davidson found that 75% of Americans have had trouble covering basic expenses over the past six months. IRA Versus 401(k): Which Is Better? 08/14/2024 08:00pm • Both a 401(k) and an individual retirement account can be used to save for retirement. If you want to set aside funds for the future but aren't sure which option to choose, it can be helpful to compare the pros and cons of each. To determine which of these retirement accounts is best for you, consid Ask a Financial Pro: I've Saved $5 Million. Is That Still Enough Money to Fund a Comfortable Retirement? 08/14/2024 08:00pm • Question: I have $5 million saved for retirement. Is this a sufficient nest egg to retire comfortably?Answer: For most people, $5 million in savings is more than enough money to enjoy a comfortable life in retirement. The overwhelming majority of people retire with a lot less, and many of them are 15 Money Moves You'll Be Thankful For 08/14/2024 08:00pm • There's no time like the present to start improving your finances. Being proactive about money management can benefit more than just your bank account: It can also bring you peace of mind. Peace of mind may be something everyone can use more of nowadays, given the high inflation, surging interest ra How to find a financial adviser if you're not rich 08/14/2024 08:00pm • Far too many people are embarrassed to seek out a professional financial advisor because they do not believe they have enough assets. Historically, it was difficult finding advisors willing to work with clients with fewer assets. Most financial advisory firms still have high minimum investable as