It’s easier than ever to get a PenFed certificate

This content is sponsored by PenFed 

PenFed Credit Union is proud to announce a new, streamlined membership application process that allows you to purchase a certificate at the same time you sign up to become a member.

Just visit and click on the green “Open Now” button. You’ll be guided step by step through the simple process. It only takes a few minutes. Best of all, once you’re a member, you’ll be eligible for all of PenFed’s great products and services.

Why Certificates?

One benefit of seeking a credit union certificate is that you can often get a better interest rate for the same term than those offered by banks. For example, PenFed’s certificate rates are often several times the national average. Members can easily purchase certificates online, which makes them convenient as well as low-risk. If you have CDs with multiple banks that are about to reach maturity, you might consider consolidating them into one certificate with a higher rate.

You can also create a certificate ladder, where you invest in multiple certificates with different terms. For example, instead of depositing $5,000 in one certificate, you might put $1,000 in five different certificates, with terms of 1, 2, 3, 4 and 5 years, respectively. So every year for the next five years, you’ll have a certificate reaching maturity. Investors often find that certificate ladders give them a greater amount of flexibility with their money while still allowing them to take advantage of the best certificate rates.

Start Saving Smarter Today

To get started with PenFed certificates, contact PenFed Credit Union at 1-800-247-5626 or visit

PenFed is federally insured by NCUA.

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PenFed Credit Union | Sponsored Content

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