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Make a Money-Smart College Decision

Saturday - 5/4/2013, 6:15pm  ET

The costs of college are higher than ever and keep rising at an alarming rate. To get the most from your education, you have to make smart decisions on the financial aspects of choosing the right college.

In the following video, Motley Fool investment-planning editor Lauren Kuczala talks with longtime Fool contributor and financial planner Dan Caplinger about how students and parents can make smart college choices without jeopardizing their financial futures. Dan notes that while student-loan lenders have reaped big profits from extending credit to students, high debt burdens and a weak job market have held graduates back. Moreover, the scrutiny of for-profit educational institutions has added to the debate over whether college is a good value.

Dan talks about several things to consider in getting the most from your education savings. By critically assessing the long-term merits of a school to a student's career and comparing them with the costs involved and financial resources available, you can make a decision that provides the right fit without breaking your budget.

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